Who can do determinations of floodplain maps?

Remember, a flood determination is just an interpretation of maps provided to us by FEMA. These determinations are purely in/out and do not involve the vertical elevation of the structure. Rock Island County does offer flood determinations, for specific properties, but your lending institution may not except it. This service is available to any resident, lender or insurance agent within unincorporated Rock Island County. This office does determinations for properties located within unincorporated Rock Island County, and the Villages of Andalusia, Hillsdale and Oak Grove. If you have a question about a property within another municipality please contact the appropriate city or village.

We will provide, in writing, a determination based on the FIRM for our community. These letters do not imply that the referenced property will or will not be free from flooding or damage. A property not in a Special Flood Hazard Area may be damaged by a flood greater than predicted on the FIRM or from a local drainage problem not shown on the map. Even with one of these determination letters, your financial institution may still require you to carry flood insurance.

Show All Answers

1. What does 100-year flood mean?
2. My home is in a floodplain. Am I at high risk for flooding?
3. If I read a Flood Insurance Rate Map (FIRM), what are the different flood hazard zone designations and what do they mean?
4. What are FEMA's requirements for being removed from the 1% annual chance flood hazard area?
5. I have lived here forever and have never been flooded. Why do I need flood insurance?
6. My family has lived in our house for many years, and we had a big flood that was called the 100-year flood. We weren't damaged. So, why do I need flood insurance?
7. My bank said I'm in the floodplain and I have to buy flood insurance. I don't believe it. What can I do?
8. Who can do determinations of floodplain maps?
9. How can I find my community number and/or panel number?
10. Who can prepare an elevation certificate?
11. What elevation is used when rating a structure for a flood insurance policy?
12. What do I need to know if my building is in the floodplain?
13. I bought a house near the river. I had no idea that it floods there: what do I do?
14. How can I be considered to be in a floodplain if I only get water when it floods?
15. Five years ago my neighbor did something I want to do now, why can't I do it?
16. The mean local official says that my property has been substantially damaged, what does that mean?
17. What happens if I move back into my house, even though it has been declared substantially damaged?